Your Guide To Small Business Financing, Funding Sources, And Loan Programs

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YOUR SMALL BUSINESS FINANCING GUIDE


What is business financing?
Business financing is the process of obtaining funding for a business to start, operate, or grow.

What are the different types of business financing?
The different types of business financing include loans, grants, equity financing, and crowdfunding.

What is a loan?
A loan is a sum of money borrowed from a lender that must be repaid over time with interest.

What are the different types of loans?
The different types of loans include secured loans, unsecured loans, term loans, lines of credit, and SBA loans.

What is a secured loan?
A secured loan is a loan that is backed by collateral, such as property or equipment.

What is an unsecured loan?
An unsecured loan is a loan that does not require collateral and is based solely on the borrower's creditworthiness.

What is a term loan?
A term loan is a loan that is repaid over a set period of time with a fixed interest rate.

What is a line of credit?
A line of credit is a flexible loan that allows a borrower to withdraw funds up to a certain limit and only pay interest on the amount borrowed.

What is an SBA loan?
An SBA loan is a loan backed by the Small Business Administration and is designed to help small businesses obtain financing.

What is equity financing?
Equity financing is a type of funding where a business sells shares of its ownership in exchange for funds.

What is crowdfunding?
Crowdfunding is a type of financing where a large number of individuals contribute small amounts of money to fund a project or business.

What are the advantages of obtaining business financing?
The advantages of obtaining business financing include having the funds to start or grow a business, being able to take advantage of new opportunities, and being able to better manage cash flow.

What are the disadvantages of obtaining business financing?
The disadvantages of obtaining business financing include having to pay interest or give up ownership, having to meet certain requirements, and the risk of defaulting on the loan.

How do I determine how much financing my business needs?
To determine how much financing your business needs, you should create a detailed business plan that outlines your expenses and projected revenue.

How do I choose the right type of financing for my business?
To choose the right type of financing for your business, you should consider your business needs, creditworthiness, and the terms and conditions of the financing option.

What are the requirements for obtaining business financing?
The requirements for obtaining business financing depend on the type of financing and lender. Generally, lenders will require a detailed business plan, financial statements, and proof of collateral or creditworthiness.

How do I improve my chances of obtaining business financing?
To improve your chances of obtaining business financing, you should maintain good credit, have a solid business plan, and have collateral or other assets that can be used as security.

How long does it take to obtain business financing?
The time it takes to obtain business financing depends on the type of financing and lender. It can take anywhere from a few days to several months.

What is a good credit score for obtaining business financing?
A good credit score for obtaining business financing is typically 650 or higher.

How do I obtain a loan for my small business?
To obtain a loan for your small business, you should research lenders and loan options, gather the necessary documentation, and submit an application.

What documents are needed to obtain a loan for my small business?
The documents needed to obtain a loan for your small business typically include a business plan, financial statements, and proof of collateral or creditworthiness.

What is a business plan?
A business plan is a written document that outlines a company's goals, strategies, and plans for achieving those goals.

Why is a business plan important when applying for financing?
A business plan is important when applying for financing because it provides lenders with a detailed overview of the business, including its financial projections, market analysis, and management team.

What are financial statements?
Financial statements are documents that provide information about a company's financial performance, including its income, expenses, assets, and liabilities.

What are the different types of financial statements?
The different types of financial statements include the balance sheet, income statement, and cash flow statement.

What is a balance sheet?
A balance sheet is a financial statement that provides a snapshot of a company's financial position at a specific point in time, including its assets, liabilities, and equity.

What is an income statement?
An income statement is a financial statement that provides information about a company's revenue and expenses over a specific period of time.

What is a cash flow statement?
A cash flow statement is a financial statement that provides information about a company's cash inflows and outflows over a specific period of time.

What is collateral?
Collateral is an asset or property that a borrower offers as security for a loan.

What are the different types of collateral?
The different types of collateral include real estate, equipment, inventory, and accounts receivable.

What is creditworthiness?
Creditworthiness is a borrower's ability to repay a loan based on their credit history and financial situation.

How do lenders determine creditworthiness?
Lenders determine creditworthiness by looking at a borrower's credit score, income, debt-to-income ratio, and other financial factors.

What is a credit score?
A credit score is a numerical rating that reflects a borrower's creditworthiness, based on their credit history.

What is a debt-to-income ratio?
A debt-to-income ratio is a measure of a borrower's monthly debt payments compared to their monthly income.

What is a personal guarantee?
A personal guarantee is a promise by a borrower to repay a loan, backed by their personal assets or creditworthiness.

What is the Small Business Administration (SBA)?
The Small Business Administration (SBA) is a government agency that provides support and resources to small businesses, including financing options.

What is an SBA loan guarantee?
An SBA loan guarantee is a promise by the Small Business Administration to repay a portion of a loan if the borrower defaults.

What are the different types of SBA loans?
The different types of SBA loans include the 7(a) loan program, 504 loan program, and microloan program.

What is the 7(a) loan program?
The 7(a) loan program is the SBA's most popular loan program, providing funding for a variety of business purposes.

What is the 504 loan program?
The 504 loan program is an SBA loan program that provides funding for fixed assets, such as real estate and equipment.

What is the microloan program?
The microloan program is an SBA loan program that provides small loans of up to $50,000 for start-up and expansion costs.

What is venture capital?
Venture capital is a type of equity financing that provides funding for start-up and early-stage companies in exchange for a share of ownership.

What is angel investing?
Angel investing is a type of equity financing where individual investors provide funding for start-up and early-stage companies in exchange for a share of ownership.

What is a term sheet?
A term sheet is a document that outlines the terms and conditions of an investment or financing deal.

What is due diligence?
Due diligence is the process of researching and analyzing a company or investment opportunity to evaluate its potential risks and rewards.

What are the risks associated with business financing?
The risks associated with business financing include the risk of defaulting on the loan, the cost of interest and fees, and the potential loss of ownership or control.

What is loan amortization?
Loan amortization is the process of repaying a loan over time with a series of fixed payments that include both principal and interest.

What is a balloon payment?
A balloon payment is a large payment due at the end of a loan term, often used in loans with lower monthly payments.

How do I repay a loan?
To repay a loan, you must make regular payments according to the loan agreement, which includes both principal and interest.

How do I manage my finances after obtaining business financing?
To manage your finances after obtaining business financing, you should create a budget, monitor your cash flow, and stay up-to-date with loan payments and other financial obligations.

What is a personal loan?
A personal loan is a loan that is taken out for personal use, such as paying off debt or making a large purchase.

Can I use a personal loan for my business?
While it is possible to use a personal loan for business expenses, it is generally not recommended because personal loans may have higher interest rates and fees than business loans.

What is a merchant cash advance?
A merchant cash advance is a type of financing where a lender provides a lump sum payment in exchange for a percentage of a business's future credit card sales.

What is invoice financing?
Invoice financing is a type of financing where a lender provides funds to a business based on their outstanding invoices.

What is asset-based lending?
Asset-based lending is a type of financing where a lender provides funds to a business based on their assets, such as inventory or accounts receivable.

What is a factoring agreement?
A factoring agreement is a type of financing where a lender purchases a business's outstanding invoices at a discount, providing immediate cash flow.

What is a bridge loan?
A bridge loan is a short-term loan that is used to bridge the gap between the time a business needs funds and when they are able to obtain long-term financing.

What is a mezzanine loan?
A mezzanine loan is a type of financing that combines elements of debt and equity financing, providing a higher return for the lender in exchange for a share of ownership in the business.

What is a convertible note?
A convertible note is a type of financing that starts as debt but can be converted into equity at a later date, often used in early-stage investments.

What is crowdfunding equity?
Crowdfunding equity is a type of crowdfunding where investors provide funds to a business in exchange for equity in the company.

What is a revenue-based loan?
A revenue-based loan is a type of financing where a lender provides funds to a business based on their projected revenue, with payments based on a percentage of actual revenue.

What is a working capital loan?
A working capital loan is a type of financing that is used to cover a business's day-to-day expenses, such as payroll or inventory.

What is a term loan with a balloon payment?
A term loan with a balloon payment is a type of financing where the majority of the loan is repaid in a series of smaller payments, with a large "balloon" payment due at the end of the loan term.

What is a credit line hybrid?
A credit line hybrid is a type of financing that combines elements of a line of credit and a term loan, providing a fixed loan amount with the flexibility to withdraw funds as needed.

What is an equipment loan?
An equipment loan is a type of financing that is used to purchase or lease equipment for a business.

What is a franchise loan?
A franchise loan is a type of financing that is specifically designed for businesses that are purchasing a franchise.

What is a startup loan?
A startup loan is a type of financing that is specifically designed for businesses that are just starting out.

What is a non-profit loan?
A non-profit loan is a type of financing that is specifically designed for non-profit organizations.

What is a community development financial institution (CDFI)?
A community development financial institution (CDFI) is a specialized lender that provides financing to underserved communities.

What is a microfinance loan?
A microfinance loan is a type of financing that provides small loans to individuals or businesses in developing countries.

What is a loan origination fee?
A loan origination fee is a fee that lenders charge to cover the cost of processing and underwriting a loan.

What is an annual percentage rate (APR)?
An annual percentage rate (APR) is the total cost of borrowing money, including interest rates and fees, expressed as a percentage of the loan amount.

What is a prepayment penalty?
A prepayment penalty is a fee that lenders may charge if a borrower pays off a loan early.

What is debt refinancing?
Debt refinancing is the process of taking out a new loan to pay off an existing loan, often done to obtain better terms or lower interest rates.

What is a personal financial statement?
A personal financial statement is a document that outlines an individual's financial situation, including assets, liabilities, and net worth.

What is a business credit report?
A business credit report is a document that provides information about a business's creditworthiness and financial history.

What is a guarantor?
A guarantor is someone who promises to repay a loan if the borrower is unable to do so.

What is a co-signer?
A co-signer is someone who signs a loan agreement with a borrower, agreeing to be responsible for the loan if the borrower is unable to repay it.

What is a debt-to-equity ratio?
A debt-to-equity ratio is a measure of a company's financial leverage, calculated by dividing total debt by total equity.

What is a current ratio?
A current ratio is a measure of a company's liquidity, calculated by dividing current assets by current liabilities.

What is a quick ratio?
A quick ratio is a measure of a company's ability to meet short-term financial obligations, calculated by dividing quick assets by current liabilities.

What is a debt service coverage ratio?
A debt service coverage ratio is a measure of a company's ability to meet debt payments, calculated by dividing net operating income by debt payments.

What is a collateral coverage ratio?
A collateral coverage ratio is a measure of a lender's security for a loan, calculated by dividing the value of collateral by the loan amount.

What is a profit and loss statement?
A profit and loss statement is a financial statement that provides information about a company's revenues, expenses, and net income over a specific period of time.

What is a balance sheet projection?
A balance sheet projection is a financial forecast that provides an estimated snapshot of a company's financial position at a specific point in the future.

What is a cash flow projection?
A cash flow projection is a financial forecast that provides an estimated overview of a company's cash inflows and outflows over a specific period of time.

What is a financial ratio analysis?
A financial ratio analysis is a process of analyzing a company's financial statements to evaluate its financial performance and health.

What is an angel network?
An angel network is a group of individual investors who pool their resources to invest in start-up and early-stage companies.

What is a venture capitalist (VC)?
A venture capitalist (VC) is a professional investor who provides funding for start-up and early-stage companies in exchange for a share of ownership.

What is a pitch deck?
A pitch deck is a presentation that outlines a company's business plan, strategies, and financial projections, often used to attract investors.

What is a term sheet negotiation?
A term sheet negotiation is a process of negotiating the terms and conditions of a financing agreement, including interest rates, repayment terms, and collateral requirements.

What is a due diligence checklist?
A due diligence checklist is a document that outlines the information and documentation needed to evaluate a company or investment opportunity.

What is a collateral agreement?
A collateral agreement is a legal document that outlines the collateral for a loan.

What is a lien?
A lien is a legal claim on property or assets that is used as collateral for a loan.

What is a UCC filing?
A UCC filing is a legal notice filed by a lender to establish a security interest in a borrower's personal property.

What is a personal financial guarantee?
A personal financial guarantee is a promise by an individual to repay a loan if the borrower is unable to do so, backed by the individual's personal assets or creditworthiness.

What is a business credit score?
A business credit score is a numerical rating that reflects a business's creditworthiness, based on their credit history and financial situation.

What is a credit report?
A credit report is a document that provides information about an individual's or business's credit history, including credit accounts, payment history, and outstanding debts.

What is a loan-to-value ratio?
A loan-to-value ratio is a measure of a lender's risk in a loan, calculated by dividing the loan amount by the value of the collateral.

What is a debt service reserve?
A debt service reserve is a fund that is set aside to cover debt payments in the event that a borrower is unable to make payments.

50 SMALL BUSINESS FUNDING SOURCES


Small Business Administration (SBA) Loans - the SBA provides loans to small businesses with reasonable interest rates and flexible repayment terms.

Community Development Financial Institutions (CDFIs) - CDFIs provide affordable financing options to small businesses that may have difficulty obtaining traditional bank loans.

Angel Investors - wealthy individuals who provide funding to startups or small businesses in exchange for equity or convertible debt.

Venture Capital Firms - VC firms invest in high-growth startups or businesses with the potential for a high return on investment.

Crowdfunding - platforms such as Kickstarter and Indiegogo allow entrepreneurs to raise funds from a large number of people who contribute small amounts.

Grants - the government and private organizations offer grants to small businesses to support specific projects or initiatives.

Microloans - small loans typically ranging from $500 to $50,000 provided by nonprofit organizations or lenders.

Business Credit Cards - credit cards designed specifically for small businesses, offering rewards and perks for everyday purchases.

Personal Loans - individuals can take out personal loans to fund their small business.

Friends and Family - borrowing from loved ones is a common way for entrepreneurs to get started.

Factoring - businesses can sell their accounts receivable at a discount to a factoring company to obtain immediate cash.

Equipment Financing - loans specifically for the purchase of equipment or machinery.

Invoice Financing - businesses can sell their unpaid invoices to a financing company to obtain immediate cash.

Merchant Cash Advances - a lump sum payment provided in exchange for a percentage of future credit card sales.

Small Business Credit Unions - nonprofit financial institutions that offer loans and other financial services to small businesses.

Online Lenders - lenders that provide loans to small businesses through an online application process.

Business Incubators - organizations that provide office space, resources, and mentoring to startups in exchange for equity.

Small Business Development Centers (SBDCs) - a government-funded organization that provides free business counseling and training to small businesses.

Commercial Banks - traditional banks that offer loans and lines of credit to small businesses.

Asset-Based Lending - loans that are secured by a business's assets, such as inventory, equipment, or accounts receivable.

Private Equity Firms - firms that invest in established small businesses in exchange for equity.

Home Equity Loans - loans that allow homeowners to borrow against the equity in their homes to fund their small businesses.

Trade Credit - suppliers can extend credit to small businesses for the purchase of goods and services.

Business Grants - grants specifically for small businesses that do not have to be repaid.

Peer-to-Peer Lending - individuals can lend money to small businesses through online platforms.

Online Invoice Factoring - businesses can sell their unpaid invoices to an online factoring company to obtain immediate cash.

Short-Term Loans - loans with short repayment terms, typically less than 18 months.

Long-Term Loans - loans with longer repayment terms, typically more than 5 years.

Business Lines of Credit - a revolving line of credit that can be used for ongoing expenses.

401(k) Business Financing - using retirement funds to finance a small business.

Strategic Partnerships - partnering with another business or organization to obtain funding or resources.

Joint Ventures - partnering with another business to launch a new product or service.

Co-operative Business Financing - businesses can pool their resources to obtain funding.

Supplier Financing - suppliers can extend credit to small businesses for the purchase of goods and services.

Micro Grants - small grants typically ranging from $50 to $500 provided by nonprofit organizations.

Minority Business Development Agency (MBDA)
The MBDA provides grants, loans, and technical assistance to minority-owned small businesses.
State and Local Government Grants - government agencies at the state and local level offer grants to small businesses for various purposes.

Economic Development Organizations - organizations that support small businesses and economic growth in their communities.

Nonprofit Lenders - nonprofit organizations that provide loans to small businesses, often with flexible repayment terms.

Business Plan Competitions - competitions that award funding to small businesses with the best business plans.

Pre-Seed Funding - early-stage funding for startups to help them develop their products or services.

Accelerator Programs - programs that provide funding and resources to startups in exchange for equity.

Strategic Investors - investors who provide funding and resources to small businesses in exchange for strategic partnerships.

Online Business Loans - loans for small businesses that are obtained through online lenders.

Industry-Specific Grants - grants that are specific to certain industries, such as agriculture or healthcare.

Export-Import Bank - provides financing and insurance to small businesses that export their products or services.

Mezzanine Financing - a hybrid of debt and equity financing that provides funding to small businesses.

Revenue-Based Financing - financing that is based on a percentage of a business's future revenue.

Community Foundations - nonprofit organizations that provide funding and resources to small businesses in their communities.

Small Business Investment Companies (SBICs) - organizations that provide funding and resources to small businesses in exchange for equity.

50 Types Of Small Business Loans

SBA Loans: Loans backed by the US Small Business Administration (SBA) for small businesses to help them grow or start-up.

Term Loans: A loan with a fixed repayment schedule and interest rate, usually for a specific purpose.

Equipment Loans: A loan to purchase or lease equipment for business use.

Business Line of Credit: A flexible loan that allows a business to borrow money as needed up to a certain limit.

Invoice Factoring: A loan where a company sells its accounts receivable at a discount to a third-party to improve cash flow.

Merchant Cash Advance: A loan where a lender advances money to a business in exchange for a percentage of its daily credit card sales.

Microloans: Small loans with shorter repayment terms and lower interest rates than traditional loans, often used for startup costs.

Business Credit Cards: A revolving credit line designed specifically for business expenses.

Crowdfunding: An online platform where individuals can contribute money to a business in exchange for rewards or equity.

Angel Investors: Private investors who provide funding to startups or early-stage businesses in exchange for equity.

Venture Capital: Funding for startups or early-stage businesses that have high growth potential in exchange for equity.

Personal Loans: Loans that individuals take out for business purposes.

Community Development Financial Institutions (CDFIs): Nonprofit organizations that provide loans to underserved communities.

Rural Business Loans: Loans specifically designed for small businesses located in rural areas.

Export Loans: Loans for businesses that want to expand their exports or international trade.

Green Loans: Loans for businesses that invest in environmentally sustainable projects or practices.

Disaster Loans: Loans for businesses that have suffered damages due to a natural disaster.

Franchise Loans: Loans for businesses that want to purchase a franchise.

Minority Business Loans: Loans for businesses owned by minorities.

Women-Owned Business Loans: Loans for businesses owned by women.

Nonprofit Business Loans: Loans for nonprofit organizations.

Startup Loans: Loans for new businesses that do not have a proven track record.

Joint Venture Loans: Loans for businesses that partner with other businesses.

Working Capital Loans: Loans for businesses to cover short-term expenses.

Acquisition Loans: Loans for businesses to purchase other businesses.

Mezzanine Loans: A hybrid of debt and equity financing that is typically used for larger businesses.

Factoring Loans: A type of financing where a business sells its invoices to a third-party at a discount.

Bridge Loans: Short-term loans that bridge the gap between larger financing rounds.

Peer-to-Peer Loans: Loans that are funded by individual investors rather than banks or financial institutions.

Small Business Grants: Free money provided to small businesses to help with expenses or startup costs.

Employee Stock Ownership Plan (ESOP) Loans: Loans for businesses that want to establish an ESOP.

Business Expansion Loans: Loans for businesses that want to expand their operations.

Commercial Real Estate Loans: Loans for businesses that want to purchase or refinance commercial property.

Healthcare Practice Loans: Loans for healthcare practices to cover expenses.

Entertainment Business Loans: Loans for businesses in the entertainment industry, such as music or film production.

Manufacturing Business Loans: Loans for businesses involved in manufacturing.

Trucking Business Loans: Loans for businesses in the transportation industry.

Hospitality Business Loans: Loans for businesses in the hospitality industry.

Restaurant Business Loans: Loans for restaurants to cover expenses such as renovations or equipment purchases.

Retail Business Loans: Loans for retail businesses to cover expenses such as inventory or store upgrades.

Salon and Spa Business Loans: Loans for businesses in the beauty industry to cover expenses.

Technology Business Loans: Loans for businesses involved in technology, such as software development or IT services.

Agriculture Business Loans: Loans for businesses involved in agriculture, such as farming or livestock.

Construction Business Loans: Loans for businesses involved in construction, such as contractors or builders.

Education Business Loans: Loans for businesses in the education industry, such as private schools or tutoring services.

Professional Services Business Loans: Loans for businesses in professional services industries, such as accounting or legal services.

Transportation Business Loans: Loans for businesses involved in transportation, such as taxi or limousine services.

Energy Business Loans: Loans for businesses involved in the energy industry, such as solar or wind power.

Automotive Business Loans: Loans for businesses involved in the automotive industry, such as auto repair shops or dealerships.

E-commerce Business Loans: Loans for businesses involved in online commerce, such as online retailers or e-commerce platforms.

These are just some of the many types of small business loans available, and the terms and conditions may vary depending on the lender and the specific needs of the business. It is important to research and compare different options to find the loan that is the best fit for your business.

50 Government Business Small Business Financing Programs


Small Business Administration (SBA) Loans: These loans are guaranteed by the government and help small businesses access financing.

Community Development Financial Institutions (CDFIs): These organizations offer loans to small businesses in low-income areas.

Economic Development Administration (EDA) Grants: These grants are available to businesses in economically distressed areas to help with infrastructure and job creation.

Small Business Innovation Research (SBIR) and Small Business Technology Transfer (STTR) Programs: These programs provide funding to small businesses to develop new technologies and bring them to market.

Rural Business Development Grants: These grants are available to businesses in rural areas to help with infrastructure and job creation.

Minority Business Development Agency (MBDA) Loans: These loans are available to minority-owned businesses to help with financing.

Export-Import Bank (EXIM) Loans: These loans help businesses that export goods and services overseas.

National Institute of Standards and Technology (NIST) Manufacturing Extension Partnership (MEP) Program: This program helps small manufacturers improve their operations and increase their competitiveness.

Defense Advanced Research Projects Agency (DARPA) Contracts: These contracts provide funding to companies developing cutting-edge technology for the military.

Federal Acquisition Service (FAS) Contracts: These contracts provide opportunities for small businesses to compete for government contracts.

Department of Energy (DOE) Loan Programs Office: This office provides loans to support clean energy projects.

USDA Rural Development Business and Industry (B&I) Guaranteed Loan Program: This program provides loans to rural businesses for working capital, equipment, and real estate.

Veterans Affairs (VA) Small Business Loans: These loans are available to veterans who own or want to start a small business.

Federal Transit Administration (FTA) Grants: These grants are available to support transit projects that improve mobility and reduce congestion.

National Science Foundation (NSF) Small Business Programs: These programs provide funding to small businesses to develop new technologies and bring them to market.

Community Connect Grants: These grants help rural communities access high-speed internet.

Department of Labor (DOL) Workforce Innovation and Opportunity Act (WIOA) Grants: These grants help businesses train and hire workers.

Department of Education (DOE) Grants: These grants support education-related projects.

Department of Health and Human Services (HHS) Grants: These grants support health-related projects.

Federal Emergency Management Agency (FEMA) Grants: These grants support disaster recovery and mitigation.

Environmental Protection Agency (EPA) Grants: These grants support environmental projects.

National Endowment for the Arts (NEA) Grants: These grants support the arts.

National Endowment for the Humanities (NEH) Grants: These grants support the humanities.

Institute of Museum and Library Services (IMLS) Grants: These grants support museums and libraries.

National Archives and Records Administration (NARA) Grants: These grants support archival projects.

National Aeronautics and Space Administration (NASA) Grants: These grants support space-related projects.

National Institutes of Health (NIH) Grants: These grants support biomedical research.

National Oceanic and Atmospheric Administration (NOAA) Grants: These grants support projects related to oceans, coasts, and the atmosphere.

Department of Justice (DOJ) Grants: These grants support law enforcement and public safety projects.

Department of Transportation (DOT) Grants: These grants support transportation projects.

Department of Housing and Urban Development (HUD) Grants: These grants support housing-related projects.

Department of Agriculture (USDA) Grants: These grants support agriculture-related projects.

National Institute of Standards and Technology (NIST) Small Business Innovation Research (SBIR) Program: This program provides funding to small businesses to develop and commercialize innovative technologies.

Department of Commerce (DOC) Grants: These grants support economic development and job creation projects.

Small Business Investment Company (SBIC) Program: This program provides long-term loans and equity investments to small businesses.

State Small Business Credit Initiative (SSBCI): This initiative provides funding to states to support small businesses.

Native American Business Development Program: This program provides funding and technical assistance to Native American-owned businesses.

Women-Owned Small Business (WOSB) Federal Contracting Program: This program helps women-owned businesses compete for federal contracts.

Historically Underutilized Business Zones (HUBZone) Program: This program helps small businesses in designated geographic areas compete for federal contracts.

New Markets Tax Credit (NMTC) Program: This program provides tax credits to investors who invest in businesses in low-income areas.

Section 504 Loan Program: This program provides long-term, fixed-rate financing to small businesses for real estate and equipment purchases.

Microloan Program: This program provides small loans to start-up and growing small businesses.

Export Working Capital Program: This program provides financing to small businesses that export goods and services.

Rural Energy for America Program (REAP): This program provides grants and loans to rural businesses for renewable energy and energy efficiency projects.

State Energy Program (SEP): This program provides grants to states for energy-related projects.

Manufacturing USA: This program is a network of innovation institutes that bring together industry, academia, and government to advance manufacturing technologies.

Defense Logistics Agency (DLA) Grants: These grants support small businesses that provide goods and services to the military.

Department of Homeland Security (DHS) Small Business Innovation Research (SBIR) Program: This program provides funding to small businesses to develop technologies for homeland security.

Department of Defense (DOD) Rapid Innovation Fund (RIF) Program: This program provides funding to small businesses to develop technologies for defense.

State Trade Expansion Program (STEP): This program provides funding to small businesses to expand their export opportunities.

Small Business Development Centers (SBDCs): These centers provide free or low-cost consulting services and workshops to small businesses.

SCORE: SCORE is a volunteer organization that provides free mentoring and counseling to small businesses.

Minority Business Opportunity Center (MBOC) Program: This program provides technical assistance to minority-owned businesses.

Procurement Technical Assistance Center (PTAC) Program: This program provides assistance to small businesses that want to sell their products or services to the government.

Small Business Investment Program (SBIP): This program provides equity investments to small businesses.

Rural Energy Savings Program: This program provides loans to rural businesses for energy efficiency upgrades.

Advanced Technology Vehicles Manufacturing (ATVM) Loan Program: This program provides loans to manufacturers of advanced technology vehicles.

Community Facilities Direct Loan and Grant Program: This program provides loans and grants to rural communities for essential community facilities.

Economic Development Administration (EDA) Regional Innovation Strategies (RIS) Program: This program provides funding to support innovation and entrepreneurship in regional economies.

Rural Business Investment Program: This program provides equity investments to rural businesses.

Rural Economic Development Loan and Grant (REDLG) Program: This program provides loans and grants to rural communities for economic development projects.

Small Business Administration (SBA) Microloan Program: This program provides small loans to start-up and growing small businesses.

Small Business Administration (SBA) 7(a) Loan Program: This program provides guaranteed loans to small businesses for working capital, equipment, and real estate.

Small Business Administration (SBA) 504 Loan Program: This program provides long-term, fixed-rate financing to small businesses for real estate and equipment purchases.

Small Business Administration (SBA) Export Express Loan Program: This program provides financing to small businesses that export goods and services.

Small Business Administration (SBA) International Trade Loan Program: This program provides financing to small businesses that want to expand their export opportunities.

Small Business Administration (SBA) Veterans Advantage Loan Program: This program provides loans to veterans who own or want to start a small business.

Small Business Administration (SBA) Women’s Business Centers (WBCs): These centers provide resources and support to women-owned businesses.

Small Business Technology Transfer (STTR) Program: This program provides funding to small businesses that partner with universities or federal research labs to develop new technologies.

State Energy Efficiency Appliance Rebate Program (SEEARP): This program provides rebates to consumers who purchase energy-efficient appliances.

State Energy Program (SEP) Recovery Act: This program provides funding to states for energy-related projects.

State Revolving Fund (SRF) Programs: These programs provide funding for water and wastewater infrastructure projects.

Technology Investment Program (TIP): This program provides funding to support the commercialization of innovative technologies.

Transportation Infrastructure Finance and Innovation Act (TIFIA) Program: This program provides loans and loan guarantees for transportation infrastructure projects.

Veterans Business Outreach Centers (VBOCs): These centers provide resources and support to veteran-owned businesses.

Water and Environmental Programs (WEP): This program provides loans and grants to rural communities for water and waste disposal projects.

Workforce Opportunity Tax Credit (WOTC) Program: This program provides tax credits to employers who hire workers from certain target groups.

Women’s Business Center (WBC) Program: This program provides resources and support to women-owned businesses.

Clean Energy Manufacturing Initiative (CEMI): This initiative supports the development and commercialization of clean energy technologies.

Clean Energy State Revolving Fund (CEF): This program provides low-interest loans for clean energy projects.

Commercial Building Energy Efficiency Financing: This program provides financing for energy efficiency upgrades in commercial buildings.

Community Development Block Grant (CDBG) Program: This program provides funding to support community development projects.

Community Facilities Loans and Grants Program: This program provides loans and grants to rural communities for essential community facilities.

Development Finance Authority (DFA): This program provides financing to support economic development projects.

Energy Efficiency and Conservation Block Grant (EECBG) Program: This program provides funding for energy efficiency projects.

Environmental Quality Incentives Program (EQIP): This program provides funding to farmers for conservation projects.

Health Resources and Services Administration (HRSA) Grants: These grants support health-related projects.

Innovative Technology Experiences for Students and Teachers (ITEST) Program: This program provides funding to support STEM education.

Manufacturing Extension Partnership (MEP) Centers: These centers provide assistance to small manufacturers to improve their operations and competitiveness.

Native American CDFI Assistance (NACA) Program: This program provides funding and technical assistance to Native American-owned CDFIs.

National Clean Diesel Funding Assistance Program: This program provides funding for clean diesel projects.

National Institutes of Standards and Technology (NIST) Manufacturing USA Institutes: These institutes bring together industry, academia, and government to advance manufacturing technologies.

Regional Innovation Strategies (RIS) Program: This program provides funding to support innovation and entrepreneurship in regional economies.

Rural Business Enterprise Grant (RBEG) Program: This program provides grants to rural businesses for infrastructure and job creation projects.

Rural Community Development Initiative (RCDI) Program: This program provides grants to rural organizations for community development projects.

Rural Energy for America Program (REAP) Renewable Energy and Energy Efficiency Loan and Grant Program: This program provides loans and grants to rural businesses for renewable energy and energy efficiency projects.

Small Business Investment Corporations (SBICs): These corporations provide long-term loans and equity investments to small businesses.

Sustainable Agriculture Research and Education (SARE) Program: This program provides funding for sustainable agriculture research and education.

Water and Waste Disposal Loan and Grant Program: This program provides loans and grants to rural communities for water and waste disposal projects.

50 Grants For Small Businesses


Small Business Innovation Research (SBIR) and Small Business Technology Transfer (STTR) Programs: Federal grant programs that fund research and development for innovative technologies.

USDA Rural Business Development Grants: Grants for rural businesses to improve economic development and create jobs.

National Association for the Self-Employed (NASE) Growth Grants: Grant program for NASE members to help grow their business.

FedEx Small Business Grant Contest: Annual grant contest for small businesses to win up to $50,000.

Small Business Association (SBA) Economic Injury Disaster Loans (EIDL): Low-interest loans for small businesses impacted by natural disasters.

Small Business Association (SBA) 7(a) Loans: Government-backed loans for small businesses to use for various business purposes.

Small Business Association (SBA) Microloan Program: Loans up to $50,000 for small businesses with limited access to traditional financing.

Small Business Association (SBA) Community Advantage Loans: Loans up to $250,000 for businesses located in underserved communities.

Minority Business Development Agency (MBDA) Business Center Grants: Grants for minority-owned businesses to help with business development.

Veterans Business Outreach Center (VBOC) Program: Program to provide training and counseling to veteran-owned small businesses.

Service-Disabled Veteran-Owned Small Business Program (SDVOSB): Federal program to help service-disabled veteran-owned small businesses win government contracts.

Small Business Association (SBA) Women's Business Centers (WBC): Centers that provide training, counseling, and other resources to women-owned small businesses.

National Association of the Remodeling Industry (NARI) Contractor of the Year (CotY) Awards: Award program for remodeling companies.

The Amber Grant for Women: Grant program for women-owned businesses.

National Association of the Self-Employed (NASE) Business Development Grants: Grant program for NASE members to help grow their business.

Eileen Fisher Women-Owned Business Grant: Grant program for women-owned businesses that support social and environmental change.

The Halstead Grant: Grant program for emerging jewelry artists.

The Cartier Women's Initiative Awards: Awards program for women-owned businesses that are innovative and socially responsible.

Business and Industry (B&I) Guaranteed Loan Program: Government-backed loans for businesses in rural areas.

USDA Value-Added Producer Grants: Grants for farmers and ranchers to create new products from raw agricultural products.

Minority Business Development Agency (MBDA) Advanced Manufacturing Grant: Grant program for minority-owned businesses in the advanced manufacturing industry.

Women's Business Enterprise National Council (WBENC) Certification: Certification that helps women-owned businesses win government and corporate contracts.

National Association of Home Builders (NAHB) Remodeler of the Year Award: Award program for remodeling companies.

Local Initiatives Support Corporation (LISC) Small Business Relief Grants: Grants for small businesses impacted by COVID-19.

National Endowment for the Arts (NEA) Grants: Grants for artists and art organizations.

U.S. Department of Education Small Business Innovation Research (SBIR) Program: Grant program for small businesses that are developing new education technologies.

Small Business Association (SBA) Surety Bond Guarantee Program: Program that helps small businesses secure bonds needed for government and private contracts.

National Science Foundation (NSF) Small Business Innovation Research (SBIR) Program: Grant program for small businesses that are developing new scientific and technological innovations.

The Awesome Foundation Grant: Grant program that supports innovative ideas and projects.

The National Association of the Remodeling Industry (NARI) Member Recognition Awards: Awards program for members of the NARI.

The National Association of Women Business Owners (NAWBO) Women's Business Conference: Conference that provides resources and networking opportunities for women-owned businesses.

National Association of the Remodeling Industry (NARI) Certification Program: Certification program for remodelers.

The Environmental Protection Agency (EPA) Small Business Innovation Research (SBIR) Program: Grant program for small businesses that are developing new environmental technologies.

National Association of the Remodeling Industry (NARI) Contractor Certifications: Certification program for contractors.

National Association of Women Business Owners (NAWBO) Mentoring Program: Program that matches women business owners with experienced mentors.

Small Business Association (SBA) Export Express Loan Program: Loan program for small businesses that are exporting products or services.

National Association of Women Business Owners (NAWBO) Institute for Entrepreneurial Development (IED): Program that provides educational resources for women business owners.

The U.S. Department of Energy (DOE) Small Business Innovation Research (SBIR) Program: Grant program for small businesses that are developing new energy technologies.

Small Business Association (SBA) Veterans Advantage Loan Program: Loan program for veterans and their spouses who are starting or growing a small business.

Small Business Association (SBA) International Trade Loan Program: Loan program for small businesses that are expanding into international markets.

National Association of Women Business Owners (NAWBO) National Women's Business Conference: Conference that provides resources and networking opportunities for women-owned businesses.

Small Business Association (SBA) Community Development Financial Institutions (CDFI) Fund: Fund that provides financing and technical assistance to underserved communities.

The National Association of the Remodeling Industry (NARI) National CotY Awards: National awards program for remodeling companies.

The National Association of Women Business Owners (NAWBO) Member Awards: Awards program for members of the NAWBO.

National Association of Women Business Owners (NAWBO) Advocacy and Public Policy Committee: Committee that advocates for policies that support women-owned businesses.

Small Business Association (SBA) Intermediary Relending Program: Program that provides loans to small businesses in rural areas through intermediary lenders.

The National Association of the Remodeling Industry (NARI) Green Certified Professional Program: Certification program for contractors who specialize in environmentally-friendly remodeling.

National Association of Women Business Owners (NAWBO) Leadership Development Program: Program that provides leadership training for women business owners.

The National Association of the Remodeling Industry (NARI) Universal Design Certified Professional Program: Certification program for contractors who specialize in designing and building accessible homes.

Small Business Association (SBA) Veterans Business Outreach Program (VBOP): Program that provides training and counseling for veteran-owned small businesses.
National Association of Women Business Owners (NAWBO) Education Foundation: Program that provides scholarships for women pursuing higher education in business.

Small Business Association (SBA) Patriot Express Loan Program: Loan program for veterans, active-duty military, and their spouses who are starting or expanding a small business.

Small Business Association (SBA) Community Economic Development (CED) Program: Program that provides grants to organizations that support economic development in underserved communities.

National Association of Women Business Owners (NAWBO) Corporate Partner Awards: Awards program for NAWBO corporate partners.

The National Association of the Remodeling Industry (NARI) Education and Certification Program: Program that provides education and certification for contractors.

Small Business Association (SBA) State Trade Expansion Program (STEP): Program that provides financial assistance to small businesses that are exporting products or services.

National Association of Women Business Owners (NAWBO) Member Spotlight Program: Program that highlights NAWBO members and their businesses.

The National Association of the Remodeling Industry (NARI) Green Award: Award program for contractors who specialize in environmentally-friendly remodeling.

The Women's Business Center (WBC) Entrepreneurial Coaching Program: Program that provides coaching and mentoring for women business owners.

Small Business Association (SBA) National Small Business Week Awards: Awards program that recognizes outstanding small businesses and their owners.

Small Business Association (SBA) Boots to Business Program: Program that provides training and counseling for transitioning service members who want to start or grow a small business.

The National Association of the Remodeling Industry (NARI) Certified Remodeling Project Manager Program: Certification program for project managers in the remodeling industry.

National Association of Women Business Owners (NAWBO) National Public Policy Forum: Event that provides opportunities for women business owners to engage in public policy discussions.

Small Business Association (SBA) Small Business Development Centers (SBDCs): Centers that provide counseling and training for small businesses.

The National Association of the Remodeling Industry (NARI) Certified Remodeler Program: Certification program for remodelers.

Small Business Association (SBA) Women's Veteran Entrepreneurship Training Program: Program that provides entrepreneurship training for women veterans.

National Association of Women Business Owners (NAWBO) Diversity and Inclusion Committee: Committee that promotes diversity and inclusion in the workplace.

The National Association of the Remodeling Industry (NARI) Certified Kitchen and Bath Remodeler Program: Certification program for contractors who specialize in kitchen and bath remodeling.

Small Business Association (SBA) SCORE: Program that provides free counseling and mentoring for small businesses.

National Association of Women Business Owners (NAWBO) Member Orientation Program: Program that helps new NAWBO members get involved in the organization.

The National Association of the Remodeling Industry (NARI) Certified Lead Carpenter Program: Certification program for carpenters in the remodeling industry.

Small Business Association (SBA) Women's Business Center (WBC) Grant Program: Grant program that provides funding to women's business centers.

National Association of Women Business Owners (NAWBO) National Leadership Academy: Program that provides leadership training for women business owners.

The National Association of the Remodeling Industry (NARI) Certified Remodeling Salesperson Program: Certification program for salespeople in the remodeling industry.

Small Business Association (SBA) HUBZone Program: Program that provides federal contracting opportunities for small businesses located in Historically Underutilized Business Zones.

National Association of Women Business Owners (NAWBO) Success Circle Program: Program that provides small group coaching and support for women business owners.

The National Association of the Remodeling Industry (NARI) Certified Aging in Place Specialist (CAPS) Program: Certification program for contractors who specialize in designing and building accessible homes for aging adults.

Small Business Association (SBA) InnovateHER Challenge: Competition that awards funding to small businesses that are developing innovative products and services that impact the lives of women and families.

National Association of Women Business Owners (NAWBO) Diversity and Inclusion Awards: Awards program that recognizes businesses and organizations that are committed to diversity and inclusion.

The National Association of the Remodeling Industry (NARI) Certified Remodeling Designer Program: Certification program for designers in the remodeling industry.

Small Business Association (SBA) PRIME Program: Program that provides grants to organizations that support low-income entrepreneurs.

National Association of Women Business Owners (NAWBO) Circle of Excellence Program: Program that recognizes NAWBO members who have achieved significant business milestones.

The National Association of the Remodeling Industry (NARI) Universal Design Certified Remodeler Program: Certification program for contractors who specialize in designing and building accessible homes.

Small Business Association (SBA) Growth Accelerator Fund Competition: Competition that awards funding to accelerators and incubators that support and mentor startups.

National Association of Women Business Owners (NAWBO) Women's Business Conference Scholarship: Scholarship program that covers the cost of attending the NAWBO National Women's Business Conference.

The National Association of the Remodeling Industry (NARI) Certified Remodeling Firm Program: Certification program for remodeling companies.

Small Business Association (SBA) Small Business Investment Company (SBIC) Program: Program that provides financing to small businesses through investment funds.

National Association of Women Business Owners (NAWBO) National Women's Business Conference Sponsorship: Sponsorship opportunities for businesses that want to support the NAWBO National Women's Business Conference.

The National Association of the Remodeling Industry (NARI) Certified Remodeling Project Designer Program: Certification program for project designers in the remodeling industry.

Small Business Association (SBA) Women's Business Center (WBC) Digital Services Program: Program that provides digital marketing and technology training for women-owned small businesses.

National Association of Women Business Owners (NAWBO) Professional Development Grant: Grant program that provides funding for professional development opportunities for women business owners.

The National Association of the Remodeling Industry (NARI) Certified Remodeling Professional Program: Certification program for professionals in the remodeling industry.

Small Business Association (SBA) Boots to Business: Reboot Program: Program that provides entrepreneurship training for veterans who want to start or grow a small business.

National Association of Women Business Owners (NAWBO) National Women's Business Conference Exhibitor: Exhibitor opportunities for businesses that want to showcase their products or services at the NAWBO National Women's Business Conference.

The National Association of the Remodeling Industry (NARI) Certified Master Kitchen and Bath Remodeler Program: Certification program for contractors who specialize in kitchen and bath remodeling.

Small Business Association (SBA) Emerging Leaders Program: Program that provides intensive entrepreneurship training for small businesses in underserved communities.

National Association of Women Business Owners (NAWBO) Women in Manufacturing Chapter: Chapter that provides networking and educational opportunities for women in the manufacturing industry.

The National Association of the Remodeling Industry (NARI) Certified Remodeling Marketing Specialist Program: Certification program for marketing professionals in the remodeling industry.

Small Business Association (SBA) Rural Energy for America Program (REAP): Program that provides grants and loans to small businesses in rural areas to help them purchase and install renewable energy systems.

National Association of Women Business Owners (NAWBO) Women's History Month Program: Program that celebrates the contributions of women business owners throughout history.

Small Business Lenders


BlueVine: BlueVine offers a variety of financing options for small businesses, including lines of credit, invoice factoring, and term loans.

Fundbox: Fundbox offers lines of credit up to $150,000, with no minimum credit score requirement and fast funding times.

OnDeck: OnDeck offers term loans and lines of credit up to $500,000, with flexible repayment terms and quick funding times.

Kabbage: Kabbage offers lines of credit up to $250,000, with flexible repayment terms and no minimum credit score requirement.

LendingClub: LendingClub offers term loans and lines of credit up to $500,000, with competitive rates and fast funding times.

PayPal Working Capital: PayPal Working Capital offers short-term loans to businesses that use PayPal for payments, with no credit check and fast funding times.

National Funding: National Funding offers term loans and equipment financing up to $500,000, with flexible repayment terms and quick funding times.

Fora Financial: Fora Financial offers small business loans and merchant cash advances up to $500,000, with flexible repayment terms and fast funding times.

Balboa Capital: Balboa Capital offers equipment financing and working capital loans up to $250,000, with fast funding times and competitive rates.

SmartBiz: SmartBiz offers SBA loans up to $5 million, with competitive rates and longer repayment terms.

Lendio: Lendio is a loan marketplace that connects small businesses with a network of lenders, offering a variety of loan options.

Accion: Accion is a nonprofit lender that offers microloans and other financing options to small businesses, with a focus on underserved communities.

LiftFund: LiftFund is a nonprofit lender that offers small business loans and microloans up to $1 million, with flexible repayment terms and resources for business development.

Opportunity Fund: Opportunity Fund is a nonprofit lender that offers small business loans up to $250,000, with a focus on minority and women-owned businesses.

Credibly: Credibly offers small business loans and merchant cash advances up to $400,000, with flexible repayment terms and fast funding times.

SnapCap: SnapCap offers small business loans up to $1 million, with competitive rates and flexible repayment terms.

Forward Financing: Forward Financing offers working capital loans up to $500,000, with flexible repayment terms and fast funding times.

Fundera: Fundera is a loan marketplace that connects small businesses with a network of lenders, offering a variety of loan options.

Shield Funding: Shield Funding offers small business loans up to $1 million, with flexible repayment terms and fast funding times.

BFS Capital: BFS Capital offers small business loans up to $500,000, with fast funding times and flexible repayment terms.

QuickBridge: QuickBridge offers working capital loans and merchant cash advances up to $500,000, with fast funding times and flexible repayment terms.

IOU Financial: IOU Financial offers small business loans up to $500,000, with flexible repayment terms and fast funding times.

Marlin Capital Solutions: Marlin Capital Solutions offers equipment financing and working capital loans up to $250,000, with fast funding times and competitive rates.

Crest Capital: Crest Capital offers equipment financing and leasing up to $1 million, with fast funding times and flexible repayment terms.

American Express Business Loans: American Express Business Loans offers term loans and lines of credit up to $50,000, with no origination fees and fast funding times.

CAN Capital: CAN Capital offers small business loans up to $250,000, with flexible repayment terms and fast funding times.

Rapid Finance: Rapid Finance offers small business loans up to $1 million, with fast funding times and flexible repayment terms.

United Capital Source: United Capital Source offers small business loans up to $5 million, with flexible repayment terms and fast funding times.

Square Capital: Square Capital offers short-term loans to businesses that use Square for payments, with fast funding times and no credit check.

CyoGate: CyoGate offers merchant cash advances and working capital loans up to $500,000, with fast funding times and flexible repayment terms.

Capify: Capify offers small business loans and merchant cash advances up to $1 million, with flexible repayment terms and fast funding times.

Fundation: Fundation offers term loans and lines of credit up to $500,000, with competitive rates and flexible repayment terms.

RapidAdvance: RapidAdvance offers small business loans and merchant cash advances up to $1 million, with fast funding times and flexible repayment terms.

Strategic Funding Source: Strategic Funding Source offers small business loans and merchant cash advances up to $1 million, with fast funding times and flexible repayment terms.

National Business Capital: National Business Capital offers small business loans and merchant cash advances up to $5 million, with flexible repayment terms and fast funding times.

Excel Capital Management: Excel Capital Management offers small business loans and merchant cash advances up to $5 million, with fast funding times and flexible repayment terms.

Shield Funding: Shield Funding offers small business loans up to $1 million, with flexible repayment terms and fast funding times.

Express Funding: Express Funding offers small business loans up to $2 million, with fast funding times and flexible repayment terms.

LiftForward: LiftForward offers equipment financing and leasing up to $1 million, with competitive rates and flexible repayment terms.

Mulligan Funding: Mulligan Funding offers small business loans up to $250,000, with fast funding times and flexible repayment terms.

Merchant Growth: Merchant Growth offers small business loans up to $500,000, with flexible repayment terms and fast funding times.

Business Funding America: Business Funding America offers small business loans up to $2 million, with flexible repayment terms and fast funding times.

IOU Central: IOU Central offers small business loans up to $500,000, with flexible repayment terms and fast funding times.

GoKapital: GoKapital offers small business loans up to $5 million, with fast funding times and flexible repayment terms.

Greenbox Capital: Greenbox Capital offers small business loans and merchant cash advances up to $250,000, with fast funding times and flexible repayment terms.

Clearbanc: Clearbanc offers revenue-based financing for ecommerce businesses, with no equity stake and flexible repayment terms.

BFS Direct: BFS Direct offers small business loans up to $500,000, with fast funding times and flexible repayment terms.

Jet Capital: Jet Capital offers small business loans up to $100,000, with fast funding times and flexible repayment terms.

Excelerate Capital: Excelerate Capital offers small business loans up to $2 million, with flexible repayment terms and fast funding times.

Business Backer: Business Backer offers small business loans and lines of credit up to $200,000, with fast funding times and flexible repayment terms.
Biz2Credit: Biz2Credit is a loan marketplace that connects small businesses with a network of lenders, offering a variety of loan options.

Faastrak: Faastrak offers small business loans up to $1 million, with fast funding times and flexible repayment terms.

StreetShares: StreetShares offers small business loans and lines of credit up to $250,000, with competitive rates and fast funding times.

Bond Street: Bond Street offers term loans up to $1 million, with competitive rates and flexible repayment terms.

QuarterSpot: QuarterSpot offers small business loans up to $250,000, with fast funding times and flexible repayment terms.

LendingUSA: LendingUSA offers small business loans up to $500,000, with fast funding times and flexible repayment terms.

Sunwise Capital: Sunwise Capital offers small business loans up to $2 million, with fast funding times and flexible repayment terms.

Lendr: Lendr offers merchant cash advances and small business loans up to $500,000, with fast funding times and flexible repayment terms.

Merchant Maverick: Merchant Maverick offers a variety of financing options for small businesses, including loans and lines of credit.

Reliant Funding: Reliant Funding offers merchant cash advances and small business loans up to $500,000, with fast funding times and flexible repayment terms.

These are just a few examples of the many small business lenders available. It's important for business owners to research and compare their options to find the best fit for their needs and financial situation.

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