Have you recently started a wholesale or retail business, or have an existing boutique and want to choose a new credit card?

There are lots of options out there, with pros and cons to weigh up. Here we will take a look at 10 credit cards for wholesale and retail businesses so you can make an informed choice.

Whether you sell products in a brick and mortar store, or online through Amazon or eBay, you will want to ensure that you have the best possible credit cards for your purchases.

Factors considered such as annual fees, travel perks, cash-back rewards and customer services.

1. SimplyCash Plus Business Credit Card from American Express
Why is it so good?
- No annual fees
- Great rewards when you spend within the first 6 months!
- Ideal for businesses with a medium to high revenue
- Fraud protection guarantee

2. BuyPower Business Card from Capital One
Why is it so good?
- No limits on your business earnings and spending
- Awesome redeemable rewards with top vehicle brands such as Chevrolet
- Add extra cards to the account at no charge

3. CitiBusiness / AAdvantage Platinum Select World Mastercard
Why is it so good?
- Designed with businesses and their needs in mind
- Great travel benefits with American Airlines
- Ideal for on-the-go businesses who need to use air travel a lot
- Night and day support and assistance with all travel arrangements

4. Costco Anywhere Visa Business Card by Citi
Why is it so good?
- Amazing cash reward system
- No annual fee
- Great for Costco business members

5. BP Business Solutions Mastercard
Why is it so good?
- Widely accepted USA Wide
- Great rewards and savings on fuel
- Great for business who rely on road travel
- Great safety measures to prevent fraud and theft

6. The Business Gold Rewards Card from American Express
Why is it so good?
- No initial fee in the first year
- Great for international business transactions as zero international fees
- Great points system for rewards and benefits

7. Ink Business Cash Credit Card
Why is it so good?
- Free cards distributed to business employees
- Great cash-back system on business spending
- Great for small businesses
- Telecommunication, Internet and TV rewards

8. The Barclay Arrival Plus World Elite Mastercard
Why is it so good?
- Great card for businesses who travel internationally a lot
- Earn thousands of miles on purchases
- Miles don’t expire (conditions apply)
- No fees on foreign purchases

9. Business Green Rewards Card from American Express
Why is it so good?
- No initial fees
- Great rewards when using card for business travel
- Great reward system for purchases, with wide range of affiliates

10. Capital One Spark Classic for Business
Why is it so good?
- No annual fee
- Cash-back rewards
- Very affordable when paid off monthly
- Proven customer service excellence

As you can see, there is a multitude of great credit cards out there, especially for businesses. To choose the right one for you, consider a few of these factors:

- Do you classify your business as small, medium or large? This can affect credit card rewards
- Do you or others in your business need to travel a lot for business purposes? If so, by air or road? You can choose a card to reward you for your travels, and make the journey more comfortable
- What kind of fees are you looking to avoid? There are lots of options with little or no annual fees
- What kind of a business do you own? Certain cards reward spending in specific areas.

Since you will be accumulating a great deal of expenses in the process of running your business, you might want to consider taking advantage of either a card that has a cash back program, or a rewards point program.

At the beginning your expenses might be relatively low, but once your business takes off you can easily have thousands of dollars of expenses per week. So you might as well try to find a credit card program that will reward you for charging those expenses.

Just make to always read the fine print, and be especially careful to avoid any hidden fees.

And make sure you pay your bill on time, the interest rates and late penalties can easy add up and wipe out any other benefits that you are receiving by using the card.